• Strategic investment

    Community
    Empowerment

  • We Build Stronger Communities Through Microfinance

    Join Us in Empowering
    Change Today!

  • Inclusive Financing for Sustainable Development

    Investing in a
    Greener Future!

  • Fueling Macro Development Through Microfinance

    Empower Communities with Your Support!

Who we are

Introduction to Ajaaya

Ajaaya Development Foundation (ADF) is a Section 8 Company established in January 2021 by a team of experienced professionals from the microfinance sector. Registered with the MCA, ADF is committed to providing income generation program training, social counseling, and loans to economically backward individuals, including those with special needs, through the Joint Liability Group (JLG) model. Operating across 9 districts in Tamil Nadu, we have disbursed loans amounting to Rs. 53.47 Crore as of March 31, 2024. ADF is a proud member of Sa-Dhan and holds a CARE RATING of 3 for MFI.

What we do

Our Programs and Impact

At ADF, we offer customer-centric lending solutions designed to empower the bottom of the pyramid customers. Our services are tailored to meet the unique needs of small borrowers, ensuring financial inclusion and growth.

Mission

To provide customer-centric lending solutions to the bottom of the pyramid customers while maintaining high levels of employee engagement and corporate governance.

Vision

To be one of the top three institutions in South India providing unsecured loans to small borrowers.

Values

We are deeply committed to prioritizing the needs and aspirations of our customers, ensuring that their satisfaction and success are at the forefront of everything we do.

Our Operational Approach

Business Model

Submission of Application

Simple and streamlined application process.

Underwriting & Due Diligence

Thorough assessment to ensure responsible lending.

Approval & Documentation

Quick and efficient approval with transparent documentation.

Full Repayment

Support and guidance to ensure full repayment of loans.

Weekly Collection

Regular collection schedule to facilitate easy repayments.

Loan Disbursal

Timely disbursement of funds to the approved applicants.

Submission of Application

Simple and streamlined application process.

Underwriting & Due Diligence

Thorough assessment to ensure responsible lending.

Approval & Documentation

Quick and efficient approval with transparent documentation.

Loan Disbursal

Timely disbursement of funds to the approved applicants.

Weekly Collection

Regular collection schedule to facilitate easy repayments.

Full Repayment

Support and guidance to ensure full repayment of loans.

Implementation

4 steps to financial success

Set disbursement instructions

Provide clear instructions for disbursement.

Assembly retrieves funds from your account

Funds are securely retrieved from your account.

Assembly initiates disbursement

Disbursement process is initiated promptly.

Your customer receives funds

Your customer receives the funds efficiently.

State
0
Branch
0 +
Members
0 +
Loan Disbursed
0 +
Portfolio Outstanding
0 +
State
0
Branch
0 +
Members
0 +
Loan Disbursed
0 +
Portfolio Outstanding
0 +
Testimonial

What our Members say about Ajaaya

Blogs

News & Events

Stay updated with the latest happenings and upcoming events at Ajaaya Development Foundation (ADF). We strive to keep our community informed about our ongoing projects, recent achievements, and future plans. Here, you will find detailed updates, announcements, and highlights of our activities and initiatives.

Ready to take the next step?

Contact us today to learn more about how Ajaaya Development Foundation can support your financial needs.

Form

Build a financial plan you trust.

Our team is dedicated to helping you create a financial plan that aligns with your goals and aspirations. Take the first step towards financial security and peace of mind with our expert guidance.

Want to explore theSrvices on your own?
Blank Form (#3)

Our Funders